Practical observations from real engagements — written for the small and mid-size business owners I serve. No jargon, no fluff, no fees. Browse by topic or scroll through all of it.
Cash flow, budgeting, financial statements, AP/AR, and the numbers that drive real business decisions.
A full bank account is not the same as a profitable business. Part 4 of the cash flow series: the honest test for real profit once you count the costs most owners skip.
Renewals, estimated taxes, and an extra payroll tend to land in the same summer weeks. Part 3 of the cash flow series: why Q3 squeezes healthy businesses and five ways to get ahead of it.
Your P&L shows a profit but the bank account is always tight. Part 2 of the cash flow series: where the money actually goes, and how to trace and close the gap.
Cash problems don't arrive without warning. They leave a trail of signals weeks or months before the crisis. Here's what to look for before it becomes an emergency.
Budgets shouldn't just track the past — they should forecast the choices ahead. A practical framework for building a budget your team will actually use.
Most accounts payable workflows have at least three places where dollars quietly disappear. Here's how to identify yours, and what to do about it before the next close.
Tax planning, deductions and credits, entity strategy, and staying ahead of changes to the law.
The 20% QBI deduction, Section 179, and 100% bonus depreciation are permanent. Permanence is exactly why owners stop planning and miss them. Here's how to capture all three in 2026.
Loans, credit, banking relationships, and raising the capital your business needs to grow.
Rates aren't coming back down the way owners hoped. Here's what high rates really cost your business, and five practical moves to protect your cash and your margins.
AI strategy, implementation costs, software decisions, and how to adopt technology without creating new problems.
Companies moved fast on AI. Cut staff, signed subscriptions, launched automations. Now the bills are arriving, and they don't look anything like the projections.
AI is powerful, but most businesses are applying it to the wrong problems. Here's what AI is actually good at, what it will never be good at, and how to use it strategically.
Contracts, regulatory compliance, insurance, legal exposure, and building a business that doesn't have hidden landmines.
AI-powered fraud cost US businesses $1.1 billion in 2025. The attacks are smarter, cheaper, and harder to spot than ever. Here's what you need to know and do right now.
A short, honest list of the regulatory blind spots that catch growing companies off-guard — and how to stay ahead of the ones that can shut down your business.
Hiring, HR, compensation, culture, and what it actually means to build a team that performs over the long run.
The companies that take care of their people are the ones their people take care of in return. Why investing in human capital is more important now than ever — and what it actually looks like.
New articles publishing weekly. Have a topic you'd like me to write about? Send me a message →