Financial Strategy
- Budgeting & financial forecasting
- Cash flow management & optimization
- Tax planning & strategy
- Debt restructuring & capital advisory
Advisory built on partnership · Brownsville, TX
Your business needs senior financial leadership. Not the overhead.
Hands-on guidance for small and mid-size businesses, covering every corner of your company, from finances and operations to strategy, technology, and beyond.
First call is free. 30 minutes, no commitment required.
Principal-led, every engagement
- Years of executive experience
- 20+
- Documented client outcomes
- $6.5M+
Industry expertise
- Healthcare
- Transportation
- Logistics
- Aviation
- Real Estate
- Construction
- Manufacturing
- M&A Advisory
- Public Sector
Is this for you?
Common situations where we help.
Most of our clients come to us with one or more of these challenges. If this sounds like you, let's talk.
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Financial Strategy
Your numbers don't tell you what to do
You have a bookkeeper or accountant, but you're still making major decisions based on gut feel. You need someone to translate the financials into strategy.
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Operations & Process
Your team is stretched thin and the operation feels chaotic
Processes are informal, things slip through the cracks, and you're spending too much time fighting fires. You need senior operational eyes on the business.
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Growth & Transformation
You're looking at a big move and need a thinking partner
An acquisition, selling your company, a major hire, a financing decision, an expansion. You need someone to evaluate the move and help structure it properly before you commit.
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Risk & Compliance
You're dealing with HR problems, compliance concerns, or payroll headaches
High turnover, losing unemployment cases, hiring process is broken, payroll is a mess, or you have regulatory concerns. You need someone who can diagnose the issue and coordinate the right specialists to fix it.
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Technology, Automation & Data
You need to implement new software or AI to improve processes
You know technology could solve problems, but you're not sure what to buy, how to implement it, or how to measure success.
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All areas
You need a trusted advisor, not just another vendor
Your accountant handles tax compliance. Your lawyer handles legal issues. But you don't have anyone thinking holistically about your business. That's the role we fill.
What we do
One firm. Every corner of your business.
Five areas where small and mid-size businesses get stuck or want to move faster, and where we help move the needle.
Operations & Process
- AP/AR process optimization
- HR systems & workforce structure
- Technology & software evaluation
- Vendor management & contract review
Growth & Transformation
- Strategic planning & execution
- M&A advisory & due diligence
- Digital & AI transformation
- Performance & profitability improvement
Risk & Compliance
- Regulatory & compliance audits
- Employment law & HR compliance
- Insurance coverage review
- Contract risk assessment
Technology, Automation & Data
- Custom automation & software builds
- AI tools & chatbots
- Data analysis & reporting
- Web hosting & deployment
Don't see exactly what you need? Tell us about your situation. If we can help, we will. If we can't, we'll say so.
Real impact
Results from previous engagements.
These aren't projections or case studies. They're measurable outcomes from working alongside business owners and leadership teams.
Regional healthcare clinic
$1.25M
Operating expenses reduced
Multi-year efficiency program combining AP controls, software platform implementation, and operational streamlining.
South Texas healthcare group
$2.5M
New revenue generated
Strategic revenue initiatives and service-line expansion identified through financial and operational analysis.
Logistics & transportation group
$2.76M
Equity turnaround
Equity restored from negative $1M to positive $1.76M through operational restructuring, plus $100K+ in annual recurring interest savings via debt refinancing.
Client identities anonymized to respect engagement confidentiality. Detailed references available upon request.
How we work
We don't deliver decks. We walk alongside you.
Most advisors appear, run an analysis, and hand off a binder. We don't. Our engagements are built around partnership: a sustained presence in your business, with the discipline to know when to step back and the willingness to step in when it counts.
“Senior leadership shouldn't be a luxury.”
Listen
Every engagement begins with quiet, careful listening. We learn your business, your people, and the goals beneath the goals before we ever recommend a path forward.
Diagnose
We assess where you are with the rigor of an internal team: financials, operations, risk, technology, talent. Then we identify the highest-leverage moves available to you.
Implement
Implementation is where most advisors disappear. We stay. From boardroom decisions to AP workflow rollouts, we're at your side until the work is done and the wins compound.
Process
How working together begins.
Every relationship starts simply: a conversation, no cost, no commitment.
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Review & agree to NDA
Before we talk, review our mutual Confidentiality Agreement. This protects both parties and covers every conversation, whether or not a formal engagement follows.
Review & Agree to NDA -
Free 30-minute intro call
This is where we start. We'll talk about your business, what's working, what isn't, and what you're hoping to change. We'll share our honest initial read, and we'll both decide if moving forward makes sense. No pressure, no pitch.
Book the free call -
Diagnostic review
If the intro call reveals that a deeper look is warranted, we move into a diagnostic engagement. Path A, Targeted Diagnostic: only the specific areas you need reviewed. Path B, Full Company Review: a comprehensive assessment across all areas of your business.
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Engagement outcome
Scoped Project: defined scope, fixed deliverable. Fractional Partnership: ongoing, integrated, monthly retainer. Requires the Full Company Review first.
Note from the founder
Let us work for you.
I started CB Strategic Advisors with a clear belief: every small and mid-size business deserves access to the same caliber of senior leadership that large corporations take for granted, without the overhead, the bureaucracy, or the one-size-fits-all approach.
Over more than two decades as a CFO and senior executive across healthcare, transportation, logistics, aviation, real estate, and public-sector organizations, I've built deep expertise across the full spectrum of what makes a business work. I don't just know the numbers. I know how the whole machine runs.
Our goal is simple: our services should pay for themselves through results you can measure.
- Education
- MBA & BBA Accounting, University of Texas at Brownsville
- BBA Marketing, Texas A&M University
- A vetted specialist network
- Led by one dedicated point of contact. When an engagement calls for tax counsel, IT architects, HR specialists or insurance brokers, we bring in trusted collaborators. No handoffs, no relay races.
Questions
What you need to know first.
What exactly is a fractional CFO?
A fractional CFO is an experienced financial executive who works with your business part-time or on an as-needed basis. Unlike a full-time CFO, you get senior-level expertise without the overhead of a full salary, benefits, and permanent headcount.
Do I need a full-time CFO, or would fractional be enough?
Generally, if your business is under about $20M in revenue and you don't yet have a full financial team in place, fractional is both smarter and more economical. We'll tell you honestly which path fits your situation.
Can you work with my business remotely?
Absolutely. Based in Brownsville, Texas, we serve clients across the United States remotely using video calls, shared documents, and modern collaboration tools. For major implementations or critical meetings, we'll visit your office in person when it matters.
What if I'm not sure where to start?
That's exactly what the free 30-minute intro call is for. Bring the problem keeping you up at night, whether it's cash flow, growth strategy, compliance, or just a sense that something isn't right. We'll listen, ask questions, and tell you honestly whether we can help.
How much does fractional CFO advisory cost?
Pricing depends entirely on scope and complexity. As a general benchmark, many businesses find fractional advisory to be 40 to 60 percent less expensive than a full-time CFO, with greater flexibility. The best way to understand cost is to have a conversation, which is always free.
How does billing work? What if I only need one project?
Engagements are scoped to fit the situation. Some clients need a single defined project: a financial review, a process audit, a software evaluation, and we work on a flat project fee. Others want ongoing fractional support and we structure a monthly retainer. After the free intro call, if it makes sense to continue, we'll send a written scope and price before any work begins. You'll always know the cost up front.
Do you build custom software, automations, and data tools, or only advise?
Both. Beyond advisory, CB Strategic Advisors designs, builds, hosts, and maintains custom software for clients: business process automations, AI tools and chatbots, web applications and hosting, and data analysis and reporting. We run a defined hosting, security, and contract standard, so the tool is supported after launch, not just delivered.
What if I have a bad relationship with my current accountant or bookkeeper?
Our role is to serve you, not to replace anyone or take sides in existing relationships. If your current accountant or bookkeeper is doing good work, we'll work alongside them and respect their domain. If something needs to change, we'll be straight with you about what we're seeing and let you decide how to handle it.
What results has CB Strategic Advisors achieved for clients?
Results from previous engagements include: $1.25M in operating expenses reduced for a regional healthcare clinic through AP controls and software implementation; $2.5M in new revenue generated for a South Texas healthcare group through strategic service-line expansion; and a $2.76M equity turnaround for a logistics and transportation group, restoring equity from negative $1M to positive $1.76M, plus $100K+ in annual recurring interest savings through debt refinancing.
Insights
Notes from the Field.
Practical observations from real engagements, written for small and mid-size business owners. No jargon, no fluff, no fees.
How to know if you're making money or just fooling yourself.
A full bank account is not the same as a profitable business. Part 4 of the cash flow series: the honest test for real profit once you count the costs most owners skip.
Three small business tax breaks are now permanent. Don't leave money on the table.
The 20% QBI deduction, Section 179, and 100% bonus depreciation are permanent. Permanence is exactly why owners stop planning and miss them.
The third-quarter cash squeeze (and how to see it coming).
Renewals, estimated taxes, and an extra payroll tend to land in the same summer weeks. Part 3 of the cash flow series: why Q3 squeezes healthy businesses and five ways to get ahead of it.
Let's talk
Ready when you are.
The easiest way to get started is a 30-minute call. No forms, no funnels: just a real conversation.
Schedule a free call- Phone
- +1 (956) 708-6776Mon to Fri, 8a to 6p Central
- info@cbstrategicadvisors.comReply within one business day
- Office & service area
- Brownsville, TexasRemote nationwide. In-person across South Texas.